Financing - Vital Red Light™

Flexible Financing Options for Everyone

Own your wellness journey now more accessible than ever. If you’re looking to boost your health at home or are a business aiming to improve your services, we’ve got reliable financing options that can work for you.

Explore Your Financing Options Below

We Offer Financing Options From 3 Reputable Companies:

Affirm

A buy now, pay later service that allows customers to spread out payments for purchases over time, often with no hidden fees.

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Flex HSA/FSA

Vital Red Light has partnered with Flex to help you find qualified items and pay with your HSA/FSA card at checkout.

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Clicklease

Customers choose their equipment and request Clicklease funding. The client rents the equipment straight from Clicklease; so, they manage everything when the customer has their equipment

Personal Consumer Financing

Get the red light therapy device you need today and pay over time with easy, transparent financing options.

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Pay at your own pace with no hidden fees
Choose from multiple payment plans
No impact on your credit to check eligibility

Apply at Checkout

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Eligible for most HSA/FSA Accounts
Apply your HSA/FSA card at checkout
Maximize your wellness benefits

Apply at Checkout

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How to Apply (Personal Financing)

Add your device to the cart
Choose Affirm or Flex at checkout

Complete the application
Enjoy red light therapy at home

Shop Devices & Apply Financing

Commercial Financing

Offer the benefits of red light therapy at your clinic, gym, or wellness center with convenient leasing options designed for businesses of all sizes.

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Fast approvals for businesses with any credit
Flexible terms from 12 to 60 months
Increase cash flow and pay over time

Apply for Commercial Financing

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Need Help Choosing a Financing Option?

Not sure which option fits you best? Our team is here to help.

Why Finance with Vital Red Light?

Financing with Vital Red Light makes it easy to bring professional-grade red light therapy into your home or business without the upfront burden. With flexible payment plans and instant approvals, you can start experiencing the benefits of the our red light therapy devices today while paying over time.

Benefits of Financing with Us

Flexible Monthly Plans:
Choose a payment schedule that fits your lifestyle or business budget, with no hidden fees.
Start Now, Pay Later:
Begin your red light therapy journey immediately without waiting to save up.

Fast & Easy Approval:
Get approved in minutes with a simple, hassle-free application process.
Boost ROI for Businesses:
Bring in revenue-generating wellness treatments while spreading out the cost over time.

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Financing FAQs

We know investing in red light therapy is a big decision. That’s why we’ve made financing simple, flexible, and accessible. Below are answers to the most common questions about how to finance your Vital Red Light device.

How do I apply for financing through Vital Red Light?

You can apply directly at checkout through our website. The application process is quick, secure, and typically takes just a few minutes for approval.

Will applying for financing impact my credit score?

All applications are soft credit checks, which do not affect your credit score.

Can I finance my purchase if I live outside the U.S.?

At this time, our financing options are only available to U.S. residents, but we offer international shipping and payment via other secure methods.

Do I need good credit to qualify?

Not necessarily. Affirm and Clicklease offer flexible options even for less-than-perfect credit.

Is commercial financing available to startups?

Yes. Clicklease works with businesses at any stage.